Monday, October 16, 2017

Health Insurance (ACA) and How to Save Money

Health insurance is back (still?) in the news.  As I see it, at least for the majority of people, you have two choices.  I made one of those choices many years ago, way back when I used to go to the doctor for a problem....and I had a lot of health problems.

The first choice is to eat the typical American diet of fast foods, processed foods, soft drinks, chemical-laden foods with artificial ingredients, lots of sugar and/or artificial sweeteners, etc.  I just read the average person eats 3 pounds of sugar a week.  I also read that 40% of adults are obese, and 20% of children are obese.  That would be the result of this first choice.  Before I changed my choice from the first choice to the second one, I had allergies so bad I had trouble breathing at night, an ulcer, IBS, sick at least four times a year with every cold and flu going around, bronchitis, dandruff, sinus infections, etc.  By my current age (assuming those who make this choice live that long), the average person is on several prescription drugs a day, each with possible serious side effects (including on your wallet) and can be extremely expensive.

The second choice is pretty simple - eat organic whole foods, foods that actually grow out of the ground (and without ingredients you can't pronounce), drink purified water, and take supplements (the supplements you will probably have to experiment with to find the right combination).  I changed to this choice around 40 years ago.  All the above problems I listed faded away over time.  And no more colds or flu (without flu shots!).  What I do is Health Care which is so much better than Sick Care (choice one).  Anyone can do it, and now with the internet, everyone has all the information available on how to do it.  Two excellent websites to learn about healthy living are Foodbabe.com and Mercola.com.  One thing that is important to keep in mind - if you change your diet, it may take several years for all your problems to fade away, although you will probably see some improvements much sooner.  But be patient (and not a patient).  Make sure you let your health practitioner know what you are doing, especially if you are currently taking medications.

Are there any guarantees that the second choice will eliminate your health issues?  Of course not, but it increases the odds in your favor, probably by 80% or more.  It sure worked for me.  So well that I have almost no need for the so called "health care" system...or more correctly, the sick care system.  The benefits?  You save money, and more importantly, you stay healthy, enjoy life more, and probably live longer.  And you don't have to pay for prescription drugs.  Supplements are a lot cheaper and generally have no side effects (NOTE: some supplements and medications cannot be taken together.  Please check with your healthcare practitioner).

There are still hereditary conditions and accidents, so not everyone can totally eliminate health costs, but everyone can increase the odds in their favor.  You will never hear about the second choice in the media and probably not from your doctor.  After all, if your doctor tells you how to stay healthy, you won't need to see him/her anymore.

If everyone would become educated about healthy eating and practiced it, there would be no need for the Affordable Sick Care Act.  To your health!

A word of caution (and a way to save money) about supplements and ads - I just received an ad for a product called "Nerve Aid" that is supposed to help with diabetic nerve pain.  When you check the product at Amazon, the ratings are mediocre, and the price is higher than it should be - $70 for a one month supply.  Always check the reviews.  Also, check the ingredients.  And then do some research.  For example, if you search for "mushroom for nerve pain" in Google, you'll find Lion's Mane, which might have been good to add to the formula or maybe would work on its own.  Or you could list the ingredients in the formula with the Lion's Mane and try different combinations and strengths - you might find one that works.  Plus many times when you order the ingredients separately you can save a lot of money.  I personally use a superfood mix that I originally saw online from a B.H. doctor ad, and saved about 75% by buying the ingredients separately, even added a few other ingredients, and mixed them in a big bowl for my own superfood formula.  All organic ingredients in the B.H. formula and in mine.